System &
appliance coverage

Pre-screened service pros

24/7 customer support

What is a home warranty?

It's an annual service agreement that helps control the costs when essential systems and appliances in your home break down. It can cover things like your A/C, plumbing, refrigerator, clothes washer and dishwasher. Here's how it works:

Step 1

When a covered item breaks down, request service anytime online or by phone and pay your preset deductible.

Step 2

We'll find a pre-screened service pro to diagnose and remedy the problem. If it can’t be repaired, it will be replaced. 

Restrictions apply.

Step 3

Relax, because we help pay the bill and your covered repair is guaranteed for 180 days. It's that simple.

What are the benefits of a home warranty?

Your wallet

Helps you pay for large repair and replacement costs.

Your time

Eliminates the hassle of finding qualified service providers.

Your peace of mind

Gives you a plan, and partner, to deal with the unexpected.

Compare home warranties

Get a quote now to see rates in your area.

$120 deductible applies to all plans.


Covers larger appliances:

View sample annual contract

Built-in Systems 

Covers major systems:

View sample annual contract


Complete Home

Combines both plans, plus more!

  • Larger Household Appliances
  • Electrical Systems
  • A/C and Heating Systems
  • Interior Gas and Plumbing
  • Plus, get a$50 Sam's Club Gift Card1

View sample annual contract

Plans designed with you in mind

Discounts on brand-name appliances when you're ready for an upgrade

Locksmith reimbursement protection up to $50 per year

A $25 credit to use toward filters for your A/C or fridge

A digital dashboard you can use to request service 24/7 from anywhere

Coverage for all appliance components and parts like knobs, doors and drawers

Restrictions apply.

Easy-to-read plan documents so you know exactly what's covered

Why choose Cinch?

Cinch is accredited with hundreds of
5-star reviews.

Homeowners nationwide count on us to keep their homes running year round.

We guarantee our work for six months — at no additional cost to you.

Real stories, real customers

"I’m very pleased with the service Cinch Home Service has provided me. The representative was very knowledgeable and was able to provide me with the correct service I need. I’m looking forward to being a loyal customer."
- Kate, Raleigh, NC
"Representative was extremely knowledgeable. She patiently addressed my concerns. The excellent customer service was instrumental in my decision to purchase a policy, and canceling my previous warranty policy."
- Rebecca, Jersey City, NJ
"I called to determine what makes Cinch standout from the other companies. All of my questions were answered and I felt like the rep took the time to address all of my concerns and what Cinch offered, and why they were a better company."
- John, Hanford, CA
"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
- R.C., Kalama, WA

Real stories, real customers

"I put in a claim for dryer service and it turned out really good. The tech came and fixed the problem on the spot so I was happy with that."
- Pete of Norwalk, CA
"Their customer service was excellent, and I liked their speediness. Filing a claim was easy too, and they handled the situation very quickly."
- Christopher R. of Roswell, GA
"Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out."
- Julie of Three Rivers, MI
"I would have paid over a thousand dollars in parts and repairs. I only paid [a small deductible] to have all three appliances repaired."
- R.C., Kalama, WA